If you are struggling to get health insurance for your children but don’t qualify for Medicaid, you should also try the Children’s Health Insurance Program, usually abbreviated at “CHIP.” The Children’s Health Insurance Program was previously known as the State Children’s Health Insurance Program (SCHIP).
The Children’s Health Insurance Program is a program administered by the U.S. Department of Health and Human Services which distributes matching funds to the states to provide affordable health insurance to uninsured children. The CHIP program is designed to help children in low-income families who do not qualify for Medicaid who cannot afford or otherwise get private health insurance.
CHIP programs typically provide affordable comprehensive health insurance coverage for medical, dental and vision services, including check-ups, doctor’s visits, dental cleanings and fillings, prescription drugs, vaccines, hospital care, and eyes exams and glasses.
Every state has a CHIP program to assist children without health insurance, and eligibility rules vary by state within broad federal guidelines for the program. In addition to children, some states have received authority through waivers of statutory provisions to use CHIP funds to provide affordable health insurance coverage to the parents of children receiving benefits from both CHIP and Medicaid, pregnant women, and other adults. Please note that in some states the CHIP program is known as “Healthy Families.”
If you are interested in learning more about the CHIP program, visit the U.S. Department of Health and Human Services here: Department of Health and Human Services CHIP Page.
For more on related topics, visit us at MyHealthCafe.com at:
Medicaid-What is It?
Medicare Basics-What is it and Who Does it Cover?
Medicare Part D-The Basics
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